I’m not a fan of CNN (Constantly Negative News) nor of mainstream financial advice…“21 Best Money Tips” Having said that I found a 7 quick gems that DO apply to us…..
Barbara Corcoran Founder, the Corcoran Group, one of Manhattan’s leading real estate firms
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Best advice I can give: Bad times are the best times to move your business forward, especially if you are a small business. The big guys are back on their haunches, waiting
things out. If you are willing to stick your neck out, this is when your energy and creativity can outmaneuver the big companies. This is your opportunity.
Best advice I ever got: When I was getting started with my business, my then boyfriend and business partner loaned me $1,000 and said, “You’ll never succeed
without me.” It made me so mad it motivated me to make it. Negative comments or situations can become your best friend.
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Joline Godfrey – Teach Independence CEO of Independent Means, which teaches financial literacy to families and children
Raise your children to make a job, not just take a job. If they don’t know how to create a plan, they’ll always be beholden to someone else.
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Lynn Truong – Stick with Like minded People Co-founder, Wise Bread personal-finance blog
Good money management is a lifestyle. If you surround yourself with people who share the same values, you’re more likely to stay on track.
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John Challenger – Get involved and Build a NETWORK Employment expert
Become deeply engaged in civic, professional, and educational organizations that matter to you. And constantly build new relationships with people through these affiliations.
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Warren Buffett – Fear is your friend.
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Gwendolyn Sykes – Expand your skill set Chief financial officer of Morehouse College and former CFO at Yale University & NASA
When the economy does turn around, the opportunities are going to be there for people with new skills
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Meir Statman – Have Faith that you’ll persevere Professor of finance at Santa Clara University and a leading expert in behavioral finance
Best advice I ever got — and can give: You are more resilient than you imagine. And if you ever doubt that, remember the many people whose troubles were much greater than yours yet who survived.
About Dr Bill Toth
Bill’s Background
I’m just an average guy who’s learned a few things about Life, Success and Personal Development – thanks to some incredibly good and bad experiences during the past 25+ years. I’ve made many mistakes and have learned to combine down to earth values with a unique ability to distill complex concepts into simple powerful strategies which can be immediately applied to produce measurable results. In short;
“I’ve traveled the territory, drawn a few maps and I’m happy to share them”
I do not consider myself to be an “expert” and my work is never presented as the definitive doctrine on how you should live your life or what it takes to be successful in your business. I am a work in progress and if you were to you join me on life’s journey by hiring me as your coach or partnering with us in business – our learning will very likely be a two way street. In fact, I expect it to be.
“What you know dies with you – what you DO leaves a legacy”
I was raised in upstate New York and eastern Pennsylvania. This rural upbringing is strongly reflected in my personal value hierarchy: Faith > Family > Friends > Fitness and Finance.
Education and a commitment to continuous improvement are next on the list. All these and more are strongly reflected in my coaching, teaching, writing and speaking.
While growing my private practice I also taught Orthopedics and Neurology at both the undergraduate and graduate level, produced a TV show on fitness, appeared on numerous radio and TV programs, authored numerous journal articles, chapters for medical texts, served as vice-president of my state medical association, and started a family. I have had the honor and privilege of consulting with and coaching a diverse population of people from royalty to prisoners, from children to CEO’s, from amateur to professional athletes from 41 countries and people of almost every race, creed, religious belief and nationality.
I am passionately committed to contribution and Living With Intention. Part of my philosophy is to think globally while acting locally. I am a very active member of my church, as well as several community organizations. After church, my favorite philanthropy is the Nourish the Children. I have also performed extensive volunteer work for both the Anthony Robbins Foundation, and the Make a Wish Foundation.
Why become an Entrepreneur?
I became an entrepreneur because after 5 years of Health Care Reform I found I was merely an employee of the various insurance company’s I was interacting with. I became painfully aware I was working more hours for less money and that what I was doing wasn’t working!
At the same time my beautiful daughter, Casey, was born. This was the first time in my life I started to think about my future, and of course hers. When children come into your life, your perspective changes from Firebirds and Ferrari’s to Gymnastics, music lessons, horseback riding and so forth. Suddenly, I had to think longterm – was what I was doing going to provide all the things that a father wants for his children?
In October of 1998 I started my entrepreneurial endeavors on a very part time basis. Less than 3 months later my New Year’s Resolution was to put my practices up for sale. In May of 1999 I sold them and began to work on my dreams and my fortune on a full time basis. From there, it took me a full five years to get to the point where I could do whatever I wanted to do. Along the way I wrote my first book: “Morning Moments”…as well as learning a few things about money, transitioning careers and happiness. I am happy to share what I know, in short again;
“I’ve traveled the territory, drawn a few maps and I’m happy to share them”
In summary; Transitioning careers was the hardest challenge I’ve ever taken up and it’s been the most rewarding! In so many ways, this is the very best personal development seminar I’ve ever taken because I met mySelf and my wife in the process…and every perceived adversity was worth it.
Today, with my wife Julie, we “get to” pay the gift forward by coaching, mentoring others through the same process. There is no greater pleasure than showing others how to earn their freedom and then observing what good they do with it.
Life Will Never Be The Same
