Wednesday Morning Quarterbacking

Today – a lot of people will claim we’ve “won”. The rest will have 4 years to say; “that’s why I didn’t vote for…” (a version of the Blame game)

Today the quarterback, coaches, players, refs, people who were in the stands and people who viewed the “game” on TV will argue what happened in the game.   They all watched the same game…from their perspective and thru their emotional and mental filters.   Additionally, any number of “experts” will be happy to tell you what occurred on the playing field….based upon their filters and resulting perceptions.

In fact, the glass is always completely full of two liquids and there are always three sides to every story; His, Hers and the Truth – which usually lies somewhere in between. Human beings filter ALL of the data input through our own experiences and ultimately choose our own perceptions.

So why not choose to interpret all the data in a way that supports and empowers you to BE magnificent, to improve your life, your family’s life and your community?

The only person you can rely on to really secure your future is YOU…and here’s how you can take control – Entrepreneurship!

Live With Intention,

Dr Billflag-n-eagle

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Are you the Dreaded “Ask-Hole”?


Remember, the fastest way to learn something new is to find a person who has already accomplished what you’re seeking to accomplish. When I started this business I sought to be mentored by a person who was making mid six figures per month.

In the beginning I did EVERYTHING I was told to do – without question – and my business grew so fast I decided to put my practices up for sale.

Once they were sold, I started to question my decision. I also began to question EVERYTHING. I began to think – I “NEED” to know everything about everything. I began to question the product ingredients, the science, the company, the business strategy, the techniques, the scripts, the emails, my mentors and mySelf.

I called my coaches everyday, probably a hundred times per day. (OK maybe not a hundred…at least several). I went to their homes and sat next to them for hours and hours and hours – watching, listening, learning – and rarely applying. I was the dreaded “Ask-Hole”.

 Finally, judgement day came. My coaches called me to the carpet. Bill – your business is shrinking. You’re not DOING the business. You’re simply Anal-yzing it and you’re Failing  Your questions are legitimate. At some future point they’re going to be important things to know. They’re good questions – and here’s one for you; “Are you wanting to get another degree – or are you seeking to learn a new business and achieve your dreams, goals and more?

Here’s what they said next; “From this day forward here’s what we’re going to DO. For every 10 people you talk to – we’ll answer one question. Is that fair?”

My answer a meek, weak – Uh – Yes.

They continued on; Because we learn this business by DOING this business. Learning this business is like learning to swim, dance, ride a bike, or drive a car – you don’t read a bunch of books to learn those things. You learn because of your WHY. You learn to swim so you can breath and live, you learn to dance so you can get the guy/girl, you learn to ride a bike or drive a car for the FREEDOM.

Once I returned to DOING what my mentors told me to DO – even though it wasn’t “comfortable” my business began to grow.

More on “comfortable” tomorrow.

Live with Intention,

Dr Bill

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Sir Richard Branson on NetWORK Marketing

Nearly 50% of Americans couldn’t afford a $400 emergency situation and nearly 65% couldn’t afford a $1000. emergency. That’s one damaged tire or the lost of a smartphone.

This is just one of the reasons mentioned as to WHY a smart individual would consider developing another stream of income using netWORK marketing as a vehicle..

Live With Intention,

Dr Bill Toth

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Be Free, Not Rich

There are a lot of broke, rich people. By broke, we mean this person lives large paycheck to large paycheck. If they don’t have their next “job” lined up they risk losing everything. Many real estate agents, car salespeople and other professional sales people fall into this category.  In a sense they are “unemployed” between “deals”.

To avoid becoming a broke, rich person, you must first take financial matters into your own hands. You can and MUST take control of your situation, no matter what it is, and enjoy financial freedom.  You are “Response-Able” for your economy.

First, determine exactly where you are, and where you desire to go, and then ACT to increase your financial IQ.   Simple things like opening a book, reading financial information, attending events, or finding a mentor are just a few examples of how you can start your financial education. Just DECIDE and follow up with action!

Financial freedom requires effort, work, time, and multiple streams of income that pay out at different times…thus “smoothing” the peaks and valleys that occur between “deals”.

It is simple, not easy. Are you willing to put in the effort, work and time?


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Getting to debt free

You may be in a position where your personal debt is getting in the way of achieving financial freedom.   My wife and I have been there done that.   Once we learned how money works, we implemented a plan (with coaching) that would lead us to becoming debt free much faster than we had originally anticipated.   Remember getting “debt-free” is merely getting to zero. You must have goals for your life and money after the zero point is reached.  The bigger your goals the better.

Here’s what we did – and what you CAN do – in six simple steps;

  1. Keep your debt in check. If you have credit cards with outstanding balances,   discipline yourself to use only 1 or 2. Any new charges must be paid off every month.
  1. Increase your cash. Find a way to come up with an extra $100 per month. By increasing your income by starting a business, with a side job and by cutting back on Latte’s or other non essentials.
  1. Focus on just one. With the extra $100 each month, apply that to your monthly payment on only one of your credit cards – the one with the smallest balance. For that one card you’ll be paying the minimum payment plus the extra $100.
  1. Continue the pattern. Once your first card is paid off, continue that method on your next card – the one with the next smallest balance.   With each debt you pay off, apply the full amount you were paying on that debt (minimum payment + $100) to the payment of your next debt.  As you pay off each debt, the monthly amount you are paying on the next debt will escalate….and the payoff will come quicker.  Using this strategy -the more debt you have – the faster you will pay it off.
  1. Tackle ALL debt.  Once all your credit card debt is paid off, continue the same methods with your car, school loan and mortgage debt. If you follow this procedure, you’ll be amazed at the shortened amount of time it takes to be completely debt-free. We were amazed!…and very pleased with this strategy.
  1. Now it’s time to build your wealth. Once you are completely debt-free, (which is really zero) take the monthly amount you were paying on your last debt and put that money toward investments. Get your money working for you now.

Remember; You don’t know what you don’t know and you won’t know until you DO

Have a Blessed Day;

Dr Bill

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